Plain Green Loans Review
An independent look at Plain Green Loans, a tribal installment lender: what it lends, what it costs, who it serves and how it compares with lenders in our network.
Key takeaways
- Plain Green Loans is owned by the Chippewa Cree Tribe of the Rocky Boy's Reservation.
- Amounts $200–$4,500; APR 199%–699%; terms 6–24 months.
- Funding: as soon as the same day.
- Figures are from the lender's disclosures and the third-party review linked below, as of November 5, 2026.
Plain Green Loans at a glance
| Owner | Chippewa Cree Tribe of the Rocky Boy's Reservation, Montana |
| Loan amounts | $200–$4,500 (lower cap for first-time borrowers) |
| APR | 199%–699% |
| Term | 6–24 months |
| Funding | As soon as the same day |
| Fees | No origination or prepayment fee; returned-payment and late fees may apply per agreement |
| Credit reporting | Not clearly stated; confirm before signing |
| State availability | Not published on the review we used; check the lender's eligibility page |
Terms change frequently. Confirm every figure on the lender's own rates-and-terms page before applying. Source: WalletHub review of Plain Green Loans.
Pros and cons
Pros
- One of the longest-operating tribal lenders
- Wide amount range for returning customers
- Same-day funding possible
Cons
- APR up to 699% is at the top of the market
- First loans are capped well below the advertised maximum
- Terms up to 24 months can double the cost
Who Plain Green Loans is for
Plain Green Loans fits a borrower who has been declined by banks and credit unions, needs funds within a day, and can repay over the lender's term from regular income. It is a poor fit for anyone who could wait a few days for a credit-union loan, or who lives in a state the lender does not serve.
How Plain Green Loans compares with lenders in the TribalLoans500 network
Lenders in our network offer $300–$1,500 over 3–12 months at 250%–750% APR with no origination or prepayment fees. The main differences are maximum amount and term length: we focus on smaller, shorter loans because they cost less in total. If you need more than $1,500 or a term longer than 12 months, a lender like Plain Green Loans may be the better fit — at a higher total cost.
Compare with a $500 offer from our network →
How we reviewed Plain Green Loans
We checked the lender's published disclosures and the third-party review linked under Sources, recorded the figures above with the review date, and did not accept any payment from the lender. See our full methodology. Other reviews: Spotloan · Big Picture Loans.
Frequently Asked Questions
Is Plain Green Loans legit?
Yes. Plain Green Loans is a tribal lending entity owned by the Chippewa Cree Tribe of the Rocky Boy's Reservation and discloses its terms before signing. Legitimate does not mean cheap: review the APR carefully.
Does Plain Green Loans check credit?
Tribal lenders generally do not run a hard inquiry with the major bureaus at application but may use alternative data. Check the lender's FAQ for current practice.
Can I pay Plain Green Loans off early?
Yes — no prepayment penalty is reported.
Sources and further reading
This page is informational and reflects lender terms as of November 5, 2026. It is not legal or financial advice. See our Lender & APR Disclosure.
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